Cheapest Lexus SC 430 Insurance in Honolulu

Insurance quote for Lexus SC 430 in HonoluluIt’s easy to assume that car insurance companies want to keep you from comparing rates. Insureds who shop around for cheaper rates will presumably switch companies because there is a significant possibility of finding better rates. A recent insurance study discovered that consumers who shopped around every year saved over $72 a month as compared to drivers who don’t make a habit of comparing rates.

If finding the lowest price on insurance in Honolulu is why you’re here, then knowing how to find companies and compare coverage rates can help simplify the process.

If you want to find the absolute lowest rates, then the best way to find better pricing on car insurance rates is to compare quotes annually from insurance carriers who sell auto insurance in Honolulu.

An important bit of advice to remember is that you’ll want to make sure you compare similar limits and deductibles on each quote request and and to get price quotes from all possible companies. This helps ensure an accurate price comparison and the best rate selection.

Which Lexus SC 430 insurance is cheapest in Honolulu, Hawaii?

Most major insurance companies make it easy to get coverage price quotes from their websites. Comparing prices online for Lexus SC 430 insurance in Honolulu is quite simple because it’s just a matter of typing in your required coverages as requested by the quote form. After you complete the form, their quoting system automatically orders your driving and credit reports and returns a price based on the information you submitted. The ability to get online price quotes for Lexus SC 430 insurance in Honolulu simplifies rate comparisons, and it is imperative to perform this step in order to find lower-cost insurance pricing.

To compare rates using this form now, compare quotes from the companies shown below. If you have your current policy handy, we recommend you duplicate your coverages exactly as shown on your declarations page. This guarantees you’re receiving comparison quotes based on similar coverages.

The car insurance companies shown below have been selected to offer free rate quotes in Honolulu, HI. If multiple companies are shown, it’s a good idea that you get rates from several of them to get the lowest price.

Rates and detailed analysis

The coverage information displayed below outlines different insurance premium costs for Lexus SC 430 models. Understanding how auto insurance premiums are determined is important to be able to make informed decisions when comparing rates.


Lexus SC 430 Insurance Rates in Honolulu, HI
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SC 430 2-Dr Convertible $272 $650 $254 $16 $76 $1,268 $106
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Premium data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Hawaii minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, safe-driver, and homeowner. Rate quotes do not factor in Honolulu location which can increase or decrease insurance rates significantly.

Higher deductibles save money

One common question asked by Honolulu drivers is what deductibles to buy. The tables below can help you understand the price difference of buying low and high physical damage deductibles. The first data set uses a $250 deductible and the second set of rates uses a $1,000 deductible.


Lexus SC 430 insurance with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SC 430 2-Dr Convertible $284 $528 $226 $14 $68 $1,145 $95
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Lexus SC 430 insurance with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SC 430 2-Dr Convertible $176 $332 $226 $14 $68 $816 $68
Get Your Own Custom Quote Go

Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and Hawaii minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, claim-free, and safe-driver. Price information does not factor in specific zip code location which can increase or decrease premiums significantly.

Using the data above, we can ascertain that using a $250 deductible costs about $27 more each month or $324 every year averaged for all SC 430 models than requesting the higher $1,000 deductible. Because you would be required to pay $750 more out-of-pocket with a $1,000 deductible as compared to a $250 deductible, if you go at least 28 months between claim filings, you would come out ahead if you choose a higher deductible.

The diagram below highlights how deductible choice and can increase or decrease Lexus SC 430 insurance premiums for different age groups of insureds. The data assumes a married male driver, comprehensive and collision coverage, and no discounts are applied.

Car insurance cost for men versus women

The example below shows the difference between Lexus SC 430 car insurance rates for male and female drivers. The premiums are based on a clean driving record, no at-fault accidents, full physical damage coverage, $1,000 deductibles, single marital status, and no other discounts are factored in.

Compare rate quotes but buy from a local Honolulu insurance agent

Certain consumers still prefer to have an agent’s advice and that is OK! One of the great benefits of comparing rate quotes online is you may find better rates and still have a local agent. And providing support for local agents is still important in Honolulu.

Insurance agency in HonoluluTo find an agent, once you fill out this form (opens in new window), your insurance coverage information is submitted to agents in your area who can give free rate quotes for your car insurance coverage. It makes it easy because there is no need to contact any agents because prices are sent to you directly. You can find better rates without the usual hassles of price shopping. If you want to quote rates from a specific car insurance provider, don’t hesitate to jump over to their website and complete a quote there.

Shown below are agents in Honolulu that can give you price quote information for Lexus SC 430 insurance in Honolulu.


800 Bethel St # 200Honolulu, HI 96813(808) 538-6938View Map


2038 S King StHonolulu, HI 96826(808) 952-5353View Map


1100 Alakea St #2600Honolulu, HI 96813(808) 537-1970View Map


560 N Nimitz Hwy #217fHonolulu, HI 96817(808) 524-9997View Map

More Honolulu agents

Deciding on an insurance company should depend on more than just a low price. Agents should be asked these questions: